At AP&C Insurance Inc., we value your privacy and are committed to protecting your personal information. This Privacy Policy outlines the types of personal data we collect, how we use it, how we share it, and the steps we take to ensure it remains secure.

We may collect personal information when you interact with our services, including but not limited to:

• Personal Identifiers: Name, address, phone number, email address, date of birth, driver licenses number.
• Insurance Information: Policy details, claims history, coverage preferences.
• Payment Information: Credit card details, bank account information for billing purposes.
• Communication Preferences: Your preferences for receiving communications (e.g., SMS, email).
• Additional Information: Any other information necessary to provide you with an insurance quote or service.

The personal information we collect is used for the following purposes:

• To provide insurance services: This includes processing your applications, claims, and renewals.
• To communicate with you: We use your contact information to send you policy updates, reminders, marketing materials, and other communications related to your insurance services.
• To improve our services: We analyze your data to enhance the customer experience, improve our offerings, and ensure that our communications are relevant to you.
• To comply with legal obligations: We may need to process your personal data to comply with applicable laws and regulations, including for anti-fraud purposes.

• SMS Consent: By providing your phone number, you consent to receive text messages from AP&C Insurance Inc. regarding your insurance policies, claims, and other related services. This includes transactional messages, reminders, and promotional offers.
• No Sharing of SMS Consent with Third Parties: We do not share your SMS consent or phone number with third parties for marketing purposes. Any personal data you provide, including your phone number for SMS, is used solely by AP&C Insurance Inc. for the purposes outlined in this policy.

We do not sell your personal information to third parties. However, we may share your information in the following circumstances:

• With service providers: We may share your information with trusted third-party service providers who assist us in processing your insurance transactions, such as insurance companies, payment processors, claims adjusters, or other business partners.
• With legal authorities: If required by law, we may share your information with governmental authorities, regulatory bodies, or law enforcement agencies for compliance with legal obligations.
• With your consent: If you provide explicit consent, we may share your personal information with other third parties for specific purposes.

We take reasonable measures to protect your personal information from unauthorized access, loss, or alteration. These include secure servers, encryption technologies, and strict internal access controls. However, no method of transmission over the internet is 100% secure, and we cannot guarantee the absolute security of your information.

• Access and Correction: You have the right to request access to the personal information we hold about you, as well as the ability to correct any inaccuracies.
• Opt-Out of SMS and Marketing Communications: You can opt-out of receiving SMS messages or marketing emails at any time by following the instructions provided in those communications or by contacting us directly.
• Withdrawal of Consent: You can withdraw your consent for us to collect or process your personal data at any time, though this may limit our ability to provide certain services.

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. Any updates will be posted on our website, and the "Last Updated" date at the top of this page will reflect the most recent revision.

If you have any questions about this Privacy Policy or wish to exercise any of your rights regarding your personal data, please contact us at:

AP&C Insurance Inc.

2401 West Bay Dr, Suite 421, Largo, FL 33770

727-877-6900

Thank you for trusting AP&C Insurance Inc. with your insurance needs. We are committed to safeguarding your personal information and providing you with the highest level of service.